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We're FHA Approved

Both Sean Sutton and Sherie Payne are FHA approved residential real estate appriasers in the state of Missouri and are on the FHA roster to complete FHA appraisals in Greene, Christian, Taney, Stone, Webster, Dallas, Polk, Douglas, Wright, Lawrence, and Barry counties for FHA insured loans.  We are trained and understand the rules and procedures in FHA's guidance and policy documents.

If you're in need of an appraisal for an FHA loan in the Springfield / Branson area, please contact Sean Sutton or Sherie Payne at Cornerstone Appraisal Services, LLC and we'll be able to help you right away.

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans. Remember, the FHA is different from the VA appraiser panel in that the lender can choose the appraiser.

FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.